Bad Credit Loans is not a lender; rather, they specialize in connecting borrowers with a network of bad credit lenders and financial service providers. Bad Credit Loans cannot dictate your loan terms, conditions or interest rates/fees.
Loan Amounts $500 to $5000
Repayment terms 3 to 36 months
Bad Credit Loans is not a lender. They offer a free service connecting you with lenders that will present their loan offer to you with no obligation of having to accept the offer. You have more options by using their service as your request will be sent to multiple lenders and financial service providers using their proprietary technology.
They can help connect you to lenders that offer loans that may work for you. Through their easy service, you may be able to connect with a lender no matter of your credit history.
You do not need to have a perfect credit score to be eligible for a bad credit loan. Customers with poor credit may still qualify for a loan; however, our lenders do not typically provide loans over $1,000 to bad-credit individuals.
Be at least 18 years old.
Provide proof of citizenship, such as a Social Security number, or legal residency.
Have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits.
Have a checking account in your name.
Provide work and home telephone numbers.
Provide a valid email address.
Our loan request process is designed to connect you with the lender from our network who can assist with your financial needs. If successfully connected, our lender network will verify your information quickly and review your loan request.
Depending upon the information you provide, a lender might respond with a loan offer. You should take your time in reviewing all details of any loan you’re considering. You will not be obligated to accept the offer if it is not the right offer for you!
When you decide to accept your loan, just agree to the lender’s terms via e-signature. (Remember, you are under no obligation to accept any loan offered.)
Once you add your electronic signature to the lender’s contract, they will distribute the loan funds to your checking account via direct deposit. All funds should be available as soon as the next business day, however, the exact availability timeframe will depend on the your lender’s deposit process.