They use education data to supplement credit profile
Simple and fast process
Optimized for mobile and tablet
Loans are issued in all 50 states (except: West Virginia, Guam, U.S. Virgin Islands, Puerto Rico, American Samoa, Northern Mariana Islands) by Cross River Bank, a federally insured New Jersey commercial bank. To qualify, borrowers must be U.S. citizens or permanent residents, at least 18 years of age, and have a minimum credit score of 620. Additional information about Upstart is available in their help section.
Upstart offers personal loans from $1,000 to $50,000 for credit card refinancing, debt consolidation, large purchases and more. Through their secure and straightforward online application process, borrowers can get rates in just 2 minutes and receive funds the next business day. With fixed-rate APRs starting at 7.16%, we offer competitive loans with no prepayment penalties or hidden fees.