SoFi Reviews

SoFi is a new kind of finance company taking a radical approach to lending. From unprecedented products and tools to faster service and open conversations, they are all about helping our members get ahead and find success. 

Who is SoFi?

Personal Loan Details

Loans between $5k - $100k, state restrictions apply¹
3, 4, 5, 6, or 7 year repayment terms 
No origination fees, no prepayment penalties
Personal loans can be used for a variety of reasons, like paying off credit card debt and investing in home improvements

Student Loan Refinance Details

Loan terms: 5, 7, 10, 15 and 20 year 
No application, no origination fees, no prepayment penalties
1 SoFi Personal Loans are not available to residents of MS. Additional state restrictions may apply regarding maximum interest rates and minimum loan amounts. See for more state eligibility details. Information as of April 2018 and subject to change.

  *Notice: SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment, Income Contingent Repayment, or PAYE.

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